Personal
Insurance > Life >
Products that Hawaii Insurance Consultants, Ltd. Offers:
Individual Programs |
Group Insurance Programs |
Life
Insurance
Cancer Insurance
Long Term Care Insurance
Critical Illness Insurance
Disability Insurance
Index Annuities
|
Life
Insurance
Cancer Insurance
Long Term Care Insurance
Disability Insurance
24 Hour Accidental Death & Dismemberment |
Individual Insurance Programs
Are you looking to provide yourself or your family with the financial
protection you deserve and need? Our product lines
are vast to fit the individual needs.
Life Insurance
The main reason for life insurance is to supplement your income
for your family in case of your death. Most young single people
do not invest in life insurance. Once you are in your twenties or
decide to get married however, you may want to consider life insurance.
Premiums will tend to be lower when you are younger because insurance
companies feel you have less chance of dying. Most jobs provide
life insurance, but it is best not to rely solely on this policy.
You may loose your job, and in doing so loose your life insurance.
When deciding on the amount of coverage you may want to consider
your families situation. You may need less insurance if you have
1 child and your spouse is working. If your spouse doesn't work
and you have several small children, you may choose to purchase
more coverage. The funds from your policy need to cover your final
medical bills, burial costs, and paycheck as well as your families
daily living expenses and long term needs such as retirement and
college.
Group Insurance Programs
Our Group Insurance programs are designed for employer groups, union
groups, and various associations of all sizes. Hawaii Insurance
Consultants will provide our customers with quality products and
services through over 20 insurance companies throughout the country.
These companies must receive an A.M. Best Rating of "A" (Excellent)
or better before we'll use them to provide you with any benefit(s)
for your group. It is our commitment to provide our customer with
the best coverage at competitive prices, and we will not be satisfied
until we do.
|
